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HEALTH/MEDICAL INSURANCE IN ABU DHABI Looking for Cheapest Health Insurance Abu Dhabi?

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What exactly is Health/Medical Insurance?

Health/Medical insurance is a type of financial protection which covers you from all sorts of medical expenses which you incur in case of any uncertain health issues.

So it is mandatory to have Cheapest health insurance Abu dhabi if you’re a resident or someone who works in Abu Dhabi

It covers all your medical expenses as promised by the Insurance provider according to the policy and saves you from huge medical bills that could break down your financial is an insurance comparison website in UAE. We are dedicated to serving you with all the information that you need regarding insurance. Insurancehub is a Cheapest Health Insurance in Abu dhabi

Who should have Health Insurance in Abu Dhabi?

Well according to the Government of the United Arab Emirates, every individual residing in the Abu Dhabi must have their own health insurance from an accredited Insurance provider ( Health Insurance companies that operates in Abu Dhabi ).

So it is mandatory to have health insurance if you’re a resident or someone who works in Abu Dhabi.

Generally, for the working professionals, Health insurance is already provided by their employer, if your employer doesn’t provide those facilities then the individual has to buy it on its own.

Different Types of Health Insurance

Health insurance is a must-have if you are residing in Abu Dhabi as it protects you from uncertain financial burdens and all other benefits attached to it.

There are basically 4 types of Health Insurance in Abu Dhabi:


Individual Health Insurance

It’s a kind of health insurance that covers an individual from all the medical expenses which a policyholder incurs during an uncertain medical emergency.


Family Health Insurance

This is a kind of Health Insurance plan that covers your entire family from any uncertain Medical emergency expenses against the cover amount promised by the Insurance provider.


Group Health Insurance

This is a kind of Health Insurance that is generally provided by an organization for its employees.


Critical Health Insurance

This is a kind of Health Insurance that covers specific diseases that are life-threatening and is not covered under general health insurance

It requires the Policyholder to visit the Hospital quite often for regular and timely health checkups.

Compare According To Your Situation

Medical expenses such as optical care, dental care or surgery can be expensive.

The mutual comes in addition to benefits paid by the primary Medical Insurance fund and its role is to provide additional guarantees tailored to your needs.

our Individual Medical Insurance in Abu Dhabi , allows you in a few clicks, calculate your mutual rate, view warranties and refunds online, and display the different formulas with transparency and simplicity.

At,we are dedicated to helping you find the cheapest health insurance in Abu Dhabi. We understand that choosing the right health insurance plan can be a daunting task, but our experienced team is here to help. We will work with you to understand your needs and budget, and then we will compare the plans of different insurers to find the one that best meets your needs. We know that every customer is different, and we will tailor our services to ensure that you get the best possible deal on your health insurance. Contact us today to learn more about how we can help you save money on your health insurance.

Why A Mutual Health

Interest of the mutual Health Insurance: social security only partially reimburses care and medicines. Indeed, on a tariff agreement TC (agreement between doctors and social security), a significant part called co-payment is the responsibility of the patient.

This moderator fee (TM) exists for visits to doctors, but also for hospitalizations, drugs, medical tests, medical auxiliaries, etc …

This is where the complementary mutual Medical Insurance intervenes: according to the chosen option, the mutual reimburses the share of the TM plus possibly all or part of the excess of the TC. The health mutual can also provide other services, such as the third-party payer. This will allow you to not advance the reimbursement of mutual health since it will directly pay the pharmacist or hospital. The formulas offered by the complementary mutual are distinguished by their reimbursement rate, but also by their repayment period, their possible health questionnaire, the period of effectiveness of the guarantee.Are you looking for the cheapest life insurance in uae? If so, insurancehub can help. We are an insurance comparison website that allows you to compare quotes from leading insurers in the UAE. We believe that everyone deserves access to affordable insurance, so we make it easy for you to find the best deal

insurancehub is the cheapest health insurance in abu dhabi. We provide insurance for all your family members at an affordable rate. Our insurance plans cover all your hospitalization needs and give you the peace of mind that you are always covered. The website also has a lot of information on various insurance companies and their plans, so you can make an informed decision. When choosing an insurance plan, it is important to consider your needs and budget. For example, if you need comprehensive coverage, you will have to pay more than if you just need basic coverage. However, the cheapest plan may not always be the best option for you, so it is important to compare all the features of each plan before making a decision.

Link Between a Health Mutual And The Card

  • Microprocessor card, called “smart card”, the size of a bank card and can contain about 8 pages of text.
  • Free, it replaces the traditional “paper” card of the social insured.
  • It allows the Health Professional to immediately take into account the rights of the insured and create an Electronic Care Sheet during a consultation for example.
  • This smart card, which aims to replace the traditional paper card of the social insured, contains like the latter, all the administrative data relating to the social insured and his successors. Presented to the health professional (doctors, pharmacists, …).
  • The Vital Card allows the latter to immediately take into account the rights of the insured and create an electronic care sheet.
  • This care sheet is then sent to the Medical Insurance Fund.
  • Refunds of care are therefore safer and faster.

  • Do not hesitate to contact one of our mutual advisers who will be at your disposal to provide you with all the information you wish to have and will advise you on the guarantees best suited to your needs.

    How To Read The Guarantees Offered By Mutual?

    Guarantees are separated according to the nature of the care: for example, doctor, pharmacy, dental care, optics etc … Then is displayed the base of the refund:

  • As a percentage: you will be reimbursed based on a percentage of the TC.
  • In value: you will be reimbursed at the maximum on the basis of this value.
  • Real Fees: You will be refunded in full the amount paid.

  • Finally, if you already have a complementary mutual, make sure that all members of your family are covered by it, that you have not forgotten, for example to declare the youngest. Namely, it is generally better to have only one mutual health for the whole family rather than having each his own: the contributions will be less important.

    Benefits of Having Cheapest Health Insurance Abu Dhabi

    Now the benefits of every Health insurance depends on various Insurance providers but generally the following are the key advantages of having Cheapest Health Insurance Abu dhabi

    Cashless TreatmentCheapest Health Insurance Abu dhabi assures the policyholder to avail cashless treatment in case the policyholder runs into any uncertain medical issues.

    In this case, the insurer has to only provide the policy details like policy number to the hospital authorities and the rest will be taken care of by the hospital and the Insurance company without inturupting the treatment process of the policyholder.

    Room rent expense Health insurance covers all the room rent expenses which the policyholder is billed during the time of the treatment process.

    Note The terms and conditions of the type of room and cost that the policy covers differ according to different Health insurance policies.

    Pre-Medical and Post-Medical expenses Some health insurance policies cover the cost which the policyholder incurs during the pre and post-hospitalization period of the Policyholder for a certain number of days

    FREE Health Checkups

    Some insurance policies provide free health checkups, which enables the policyholder to get free health checkups for a certain period of time (as mentioned in their respective policy) for free.

    Transportation ExpensesTravelling is a major cash burner when it comes to emergency cases. So some health insurance policies cover all the expenses which a policyholder incurs during the time of his/her hospitalization

    So some health insurance policies cover all the expenses which a policyholder incurs during the time of his/her hospitalization.

    Should One Join A Complementary Mutual Health Insurance In Abu Dhabi?

    The answer is obviously YES, no one is immune to a health problem or an accident. And the amount of money you would have to repay can be extremely high.

    Mutual are primarily governed by a principle of solidarity: healthy people helping sick people.

    Before subscribing to a mutual Health Insurance, check that you or your spouse is not already covered by a mutual company, more advantageous in terms of contribution. And there is no point in adding more …

    Abu Dhabi is a bustling city with a lot to offer its residents. From incredible shopping and dining options to world-class entertainment and attractions, there is something for everyone in Abu Dhabi. However, one thing that residents of Abu Dhabi must be mindful of is the cost of health insurance. While the city offers many affordable insurance plans, the cheapest health insurance in Abu Dhabi can be found at InsuranceHub. With a wide range of plans to choose from and expert customer service, InsuranceHub is the perfect place to find the right health insurance for your needs. So if you're looking for the cheapest health insurance in Abu Dhabi, be sure to check out InsuranceHub.

    Medical Insurance And Reimbursements Of Health Mutual

    There are two types of benefits in the Medical Insurance plans

    – The cash benefits come to guarantee the maintenance of an income of activity (this chapter will be developed in a next formation product at the origin, a total incapacity for work, temporary or definitive.

    Total temporary incapacity for work: This is the result of an illness or an accident.

    The compulsory scheme will guarantee part of the insured’s income from employment, generally after deduction of a period of daily subsistence allowance.

    Total and definitive incapacity for work: Again, it is consecutive to an illness or an accident.

    Since the insured can no longer carry on an activity, he receives an income determined according to the severity of his disability and the last income from the disability pension activity.

    Finally, in the event of death, the origin of which is the exercise of the activity a capital is paid to the rights holders.

    – Benefits in kind represent reimbursements for medical, surgical or maternity procedures.

    Principles Of Functioning Of Medical Insurance

  • Are affiliated to a compulsory scheme all employees of industry and commerce, artisans, professionals, farmers
  • For employees, it is by far the largest of the plans because of the number of people who are there subject (about 80% of the population).
  • It is the Primary Medical Insurance Funds that manage the benefits at the local level.
  • In principle, there is one for each department. However, for geographical or historical reasons, some departments have several.
  • Anyone, whether employed or not and working in any capacity or place for one or more employers must be subject to the general scheme.
  • If you are moving to Abu Dhabi or Dubai or any other UAE cities , the two emirates have made Health Insurance mandatory for all residents.

  • Who is Affiliated

  • Any employee,
  • Certain categories of workers assimilated to the employees themselves, in particular: homeworkers, sales representatives, hotel employees, cafes, restaurants, theatrical or cinema openers, artists, models, freelance journalists, the managers …
  • The regulated medical professions (only for medical expenses).
  • The voluntary insured.
  • Anyone benefiting from Universal Medical Coverage.
  • Independent professions.

  • Beneficiaries

  • The insured,
  • His spouse or cohabiting partner,
  • the dependent children,
  • An ascendant, descendant, collateral, ally living under the roof of the insured and who is devoted exclusively to the work of households and to the education of the minus two children under the age of fourteen at the expense of the insured.

  • Registration Formalities

    Registration is an administrative operation that consists of registering a person on the list of social insured persons.

    A registration number is assigned to the insured. He will keep all his life in 15-digit registration number and that whatever the crates he will depend on thereafter according to his place of work.

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    Frequently Asked Questions

    Is Insurance Mandatory in Abu Dhabi?

    Well long answer in short YES, The Abu Dhabi Health Insurance Law, which started in 2005 and is the regulatory body for Health insurance in Abu Dhabi recently made an update to the Health Insurance policy which declared to make Health Insurance compulsory. Department of Health – Abu Dhabi updated the policy that from October 23, 2021 onwards a Fine of Approx 300 AED will be charged for the defaulters who would fail to show their updated Health Insurance Policy as per the Government standards.
    This major decision by the governing body was made to safeguard the Health condition of the people of UAE. And There’s No Doubt that the recent outburst of Covid-19 made this the most important for the government to safeguard people of Abu Dhabi and protect them from any further unexpected Health hazards. H.E Dr. Jamal Mohammed Alkaabi, Undersecretary of DoH, said: “The Department of Health – Abu Dhabi is keen to explore ways to ensure the availability of healthcare services for all residents of the Emirate in accordance with the highest standards of quality and efficiency. Within the framework of our commitment to the community, we aim to achieve one of our strategic priorities of providing integrated and continuous healthcare for all individuals of the community.
    This focuses on monitoring performance, controlling health insurance costs, setting regulations as well as applying best practices and international standards.” DoH had previously launched a set of initiatives and exemptions that ensure that all members of the community obtain health insurance policy and have access to the necessary healthcare services. DoH encourages all relevant subscribers to take advantage of the exemption period by directly contacting the licensed health insurance companies in Abu Dhabi.Job loss insurance is an insurance policy that helps to cover the costs of living in the event that you lose your job. The policy can be used to cover expenses such as mortgage payments, rent, food, and utilities. Job loss insurance uae is available through a number of different insurance providers, but it is important to Shop around and compare policies before choosing one. One option is insurancehub, which offers a wide range of job loss insurance policies from different insurers. insurancehub makes it easy to compare policies and find the one that best suits your needs.
    To refer to the following details please head over to the official site of the Department of Health here.

    What happens if you don't have health insurance and you go to the hospital?

    Cheapest Health Insurance in Abu dhabi is just like a shield that protects an individual from all sort of sudden Financial burden which a person could bear due to the urgent need of Capital for any unavoidable health issues that came Uncertain and unpredicted. So In case you don’t have a shield like Health Insurance to your Name then it’s hard to say that you won’t run into any Financial problems when you incur an unpredicted medical condition. As the cost of HealthCare and Medicines are on a constant all period High and with the outburst of Covid-19 it has escalated. So In case you don’t have any Health Insurance its better advisable to get one for you and also your family members. makes your work easy here to help you to find out the best Health Insurance plan that suits your needs. So Incase You encounter a Urgent Medical situation and you don’t have Health Insurance to support you at that point of time then, You have to bare all the hospitalization cost, whatever it would be and you would also won’t be eligible for fast treatment until you fulfill the dues. And this is just the start in the entire process. It is estimated that one would almost spend 3X of their Income on General and this cost would increase based on the Treatment the Hospital Provides you and charges you for that. So It’s always better to have a Health INsurance at least to safeguard you from any such above situations.

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